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Compare insurance from Nigeria's trusted insurers in
- Instant certificate
- Licensed insurers only
- Help with every claim
Regulated & registered in NigeriaOur Partners
Ombrella Advantage+
When you buy insurance from us, you get more than just a policy. You get plain language, quick claims support, instant quotes from top insurers, and a team that stays with you in the tough times.
Licensed partners only
Every policy is underwritten by a NAICOM-licensed insurer.
A human on your claim
Report from your phone; we chase the insurer until you are paid.
Pay in instalments
Spread your premium monthly or quarterly at no extra cost.
Certificate in minutes
Buy today, get your documents in your inbox before you finish your tea.
Happy to help
Reach us any day of the week by chat, call or WhatsApp.
Pay ₦3,500/mo and get ₦5 Million hospital cover*
Check premiumSave ₦10,000 monthly and get ₦2 Million payout*
Start savingSecure school fees up to ₦10 Million for your child*
View plansComprehensive car cover from ₦4,200 per month*
Get quoteVisa-ready travel cover up to $100,000 abroad*
Check premiumProtect your phone from just ₦1,200 per month*
Cover my phoneWhat makes Ombrella one of Nigeria's favourite places to buy insurance?
4.8★
on Google reviews
Everyday Nigerians rate Ombrella for simple buying and real support.
25,000+
policies sold
Car, health, travel, gadget, home and life cover bought through Ombrella.
100%
client retention
Every client we've looked after over the last 4 years has stayed with Ombrella.
NAICOM
licensed partners
We only work with insurers licensed and regulated by NAICOM.
NCRIB
registered broker
Ombrella is registered with the Nigerian Council of Registered Insurance Brokers.
2014
year of inception
Built in Nigeria, for Nigerians — with 100% claims assistance since day one.
Check my risk score
Answer 8 tap-only questions and see, in one number, whether your family, income and assets are actually protected — and exactly what is missing.
Start my free check7 in 10 Nigerians score above 50 — the red zone.
What Nigerians have to say about us?
Mariam Olaleye
2 months ago
“I was skeptical after I followed Learn more, until Agent Chioma called. She explained the education policy I wanted and walked me through the application. I will keep recommending Ombrella. Please don’t let your clients down.”
Ombrella vs buying direct
| What you get | Ombrella | Insurer | Agent |
|---|---|---|---|
| Compare many insurers at once | |||
| Prices with no phone calls | |||
| Claims chased on your behalf | |||
| Pay monthly, no extra cost |
Good to know
Questions people ask us
Short, honest answers — no insurance talk. Still unsure about something? Ask us and a real person will help you choose.
What exactly is insurance?
You pay a small amount regularly. If something bad happens — an accident, a hospital bill, a stolen phone — the insurer pays the big cost instead of you.
Is Ombrella allowed to sell insurance?
Yes. Every policy on Ombrella is underwritten by an insurer licensed by NAICOM, Nigeria's insurance regulator.
How do I pay?
Debit card or bank transfer. For most plans you can also spread the payment monthly or quarterly at no extra cost.
How fast do I get my certificate?
For car, travel and gadget cover it lands in your email within minutes of payment. Health and life plans take up to 24 hours.
What happens when I need to claim?
Report it in the app or call us. We collect the documents, send them to the insurer and follow up daily until you are paid.
Can I cancel?
Yes. Cancel within 14 days of buying and you get a full refund, as long as you have not made a claim.
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